Crucial steps before signing
Buying your first home is one of your most significant financial milestones. Before falling in love with a property, it's essential to analyze your financial capability and get pre-approved for a mortgage.
Hidden costs and the ideal mortgage
Remember that you'll need at least 20% of the property's value saved up, plus an additional 10% for closing costs and taxes (Notary, Registry, ITP, or VAT). Don't rely solely on a hypothetical monthly payment; thoroughly review the loan conditions and potential ties to banking products.
Use evaluation tools
Tools like Hogar Global allow you to apply a technical checklist, keeping you from overlooking hidden defects, upcoming community levies, or poor building conditions. Evaluate the property strategically with objective technical data to buy with confidence. Sign up for free today and start validating your options.